en English
Economics
Aug 6, 2026
Ross Levine
and Amit Seru
Cheaper Mortgages Won’t Solve the US Housing Crisis
Ross Levine & Amit Seru argue that supply, not subsidized credit, determines whether families can afford a home.
89 words~1 min read
Ross Levine & Amit Seru argue that supply, not subsidized credit, determines whether families can afford a home.
en English
Economics
Aug 6, 2026
Ross Levine
and Amit Seru
Harvard's housing report shows rising home prices, rents, taxes, and insurance costs are worsening the US housing affordability…
"Affordability is a key voter issue, but proposals to fix structural supply shortages are politically unpopular and lack…
Basic economic principles point to the solution for the housing affordability crisis.
Its impact might not be felt for years, however, given the often long timelines on construction projects and state and local…
"This method not only streamlines the construction process but also offers significant cost savings compared to traditional..."
There’s not much out there for people at the low end of the income spectrum, and those households are more likely to pay at least…
