All the big four traditional banks — Standard, FNB, Absa and Nedbank — are scrambling to overcome their legacy issues, such as renting and staffing expensive physical branches, and meet the challenges posed by digital newcomers. Pictures: SEBABATSO MOSAMO Nedbank expects earnings momentum to improve in the second half after reporting broadly flat interim results. Business Day TV spoke to Nedbank CFO Mike Davis about the bank’s performance, the outlook for the banking sector, and how its strategic initiatives and planned expansion into Kenya are expected to support future growth.Business Day