George Alexander Muthoot, Managing Director
Gold loan lender Muthoot Finance Ltd has registered a 25 per cent rise in profit after tax in Q1 of FY27 at ₹2,550 crore as against ₹2,046 crore in Q1 FY27.Loan AUM stood at ₹1,72,053 crore in Q1 FY27 compared to ₹1,20,031 crore in Q1 FY26, a growth of 43 per cent. During Q1 FY27, gold loan AUM increased by ₹50,104 crore, a 44 per cent growth.Consolidated PAT for Q1 FY27 increased to ₹2,825 crore as against ₹1,974 crore last year, an increase of 43 per cent. Consolidated Loan Assets Under Management grew 43 per cent to ₹1,91,532 crore in Q1 FY27 as against ₹1,33,938 crore in Q1 FY26.Management highlights demand for gold loansGeorge Jacob Muthoot, Chairman, said as India’s economy continues to expand, the need for quick, dependable and affordable credit is becoming increasingly important. Gold loans remain a vital source of timely liquidity for millions of individuals and small businesses, and the company is well-positioned to meet this growing demand through its reach, deep domain expertise and strong customer relationships.“We are accelerating our digital transformation to make credit delivery faster, simpler and more seamless”, he said.George Alexander Muthoot, Managing Director, said, “We had an impressive start to the year with our standalone loan AUM reaching a historic high of ₹1,72,053 crore, driven by robust 44 per cent growth in gold loan of Rs50,104 crore reaching ₹1,63,298 crore. This growth is a testament to our three-pronged strategy to focus on disbursements, operational efficiency, and maintaining healthy margins”.Gold loans see rising acceptance“We are also witnessing increasing adoption of gold loans as a reliable, accessible and inclusive source of credit across customer segments”, he said.Gold-backed lending is witnessing unprecedented acceptance across customer segments, driven by growing awareness and the need for timely, secured credit. RBI data also highlights gold loans as one of the fastest-growing segments in retail lending, underscoring the sector’s strong structural growth potential, he said.Published on August 1, 2026
