Luke Helton said he may have to dig into his retirement savings to afford his higher student-loan payments.

Jessica Tezak; Alyssa Powell/BI

He works 3 jobs and may have to drain his retirement to afford a $600 student-loan payment surge

Luke Helton said he may have to dig into his retirement savings to afford his higher student-loan payments.

Jessica Tezak; Alyssa Powell/BI