MANILA, Philippines — Most Philippine banks expect to maintain their lending standards in the third quarter of 2026, indicating the banking system’s stability and capacity to support the economy through credit despite lingering risks from the Middle East crisis.
A quarterly survey of senior bank loan officers found that lenders largely plan to apply the same criteria they have been using to assess loan applications from businesses and households.
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Lending standards refer to the terms and conditions banks set when extending credit, including interest rates, loan size, collateral requirements and repayment terms.FEATURED STORIES
