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MANILA, Philippines — Most Philippine banks expect to keep their lending standards unchanged in the second quarter of 2026, a sign that credit growth may continue to support the economy even as the Middle East conflict weighs on the global outlook.
A quarterly survey of senior bank loan officers found that lenders largely plan to apply the same criteria they have been using to assess loan applications from businesses and households.
Lending standards refer to the terms and conditions banks set when extending credit, including interest rates, loan size, collateral requirements and repayment terms.
