Tools4AI is a 100% Java agentic AI framework that turns any annotated Java method into an AI-callable action. Ollama runs open models like Llama 3.1 and Phi-4 locally and exposes an OpenAI-compatible API. Point Tools4AI at http://localhost:11434/v1 and you get a fully offline, on-premise AI agent — no data ever leaves your network. In this tutorial we build an insurance claims triage agent that reads a claimant's free-text incident report, routes it to the right business action, extracts structured data, gates high-value payouts behind a human approval, and records a compliance audit trail.
Who is this for? Java developers, solution architects, and engineering leaders in regulated industries (insurance, banking, healthcare) who want agentic AI without sending sensitive data to a third-party API.
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Why local AI agents matter for insurance
Insurance runs on personally identifiable information (PII): names, addresses, policy numbers, medical details, vehicle data, and loss descriptions. Sending that data to a hosted LLM API creates regulatory, contractual, and reputational risk. At the same time, claims teams are drowning in unstructured text — First Notice of Loss (FNOL) reports, adjuster notes, emails, and call transcripts.






