The Wells Fargo Active Cash® Card is one of our favorite credit cards at CNN Underscored. It’s earned a place in several of our guides to the best cards, among them the best no-annual-fee credit cards and the best cards with a 0% interest period. I’ve had it since it launched in 2021, and I can recommend it both as your only credit card and as part of a lineup with another card (or cards).
Its main selling point is its simplicity. The Active Cash earns 2% cash back on every purchase you make, period. It’s also easy to redeem the cash back you’ve earned.
In addition, the Active Cash has cell phone and car rental insurance, plus a welcome offer. All this makes for an appealing combination, and not only for people who are already in the Wells Fargo financial ecosystem with a checking account. Here’s why I like the Active Cash and plan to keep it, and why it might work for you too.
Why it stands out: An all-rounder credit card that earns the same, relatively high cash back on everything.
Intro offer: $200 bonus after spending $500 in purchases in the first three months.
