Imagine a world where your fridge pays for milk delivery while you’re out. It’s not a Sci-Fi movie, it’s a future Franklin Templeton believes is achievable with AI agents. The firm predicts that autonomous systems will not just be futuristic novelties but core drivers of a bustling micropayment economy on blockchain networks.
Why AI agents matter
According to Sandy Kaul of Franklin Templeton, these AI programs—agentic AI—are set to redefine payment systems and witness massive adoption. Think tiny payments processed faster than a fast-food drive-thru, but with significantly smaller fees. Traditional credit cards charge 2-3% fees that can surpass the transaction value for small payments. Blockchains, designed for minimal fees and ease of micropayments, are better suited for tomorrow’s transactions.
Kaul sees an increasing demand for blockchain structures that support machine-driven micropayments. This isn’t just engineers geeking out on new tech. It’s a practical response to inefficiencies in our current payment systems.
High-speed blockchains: The playground for AI
