ReportsClimate hazards, mental health claims and private hospital costs are all growing much faster than premiums can, keeping the sector under pressure.7 stories or Subscribe to save articleEmailLinkedInTwitterFacebookBrought to you by Insurance last line of defence against climate change’s known unknownsPricing the risk of climate disasters is a diabolical task, but responsibility lies with the public sector, regulators and policyholders for mitigating that risk.2 mins agoAlexandra CainNo more homes in flood zones: Clean, dry Lismore ‘open for business’Building cheap homes in dangerous locations is a false economy that this flood-prone northern NSW town says it has put behind it.2 mins agoAlexandra CainFlight from top health cover ‘an existential threat’Policyholders have been abandoning “gold” tiers of insurance in droves, raising serious sustainability questions for the industry.2 mins agoSian PowellAdvertisementFrom prediction to processing, AI could bring much-needed helpThe industry and policyholders could benefit in numerous ways from the artificial intelligence revolution.2 mins agoAlexandra CainRise in workers’ claims pushing business insurers to the brinkReforms in NSW and Victoria aimed at rescuing workers’ compensation schemes from a growing burden may just shift the problem onto insurers.2 mins agoSian PowellCall to subsidise property cover to keep owners insuredPremiums are unaffordable for a growing proportion of owners in hard-hit regional areas, and under-insurance can lead to extreme financial hardship.2 mins agoSian PowellListed insurers ‘at peak’ as premium rises raise eyebrowsAnalysts are dubious whether insurers will bring investors growth, though some see potential in an evolution of the industry.2 mins agoSian Powell