ICICI Bank sees a significant rise in profits for the June quarter (Photo credit: Agencies).MUMBAI: ICICI Bank reported a standalone net profit of Rs 14,804.50 crore for the quarter ended June 30, 2026, up 15.95 per cent from Rs 12,768.21 crore a year earlier, driven by higher operating income and lower provisions. On a consolidated basis, net profit rose 13.89 per cent to Rs 15,440.06 crore from Rs 13,557.60 crore in the corresponding quarter last year.Net interest income (NII) increased 11.5 per cent to Rs 24,384.35 crore from Rs 21,634.46 crore a year ago. Interest earned rose 6.34 per cent to Rs 45,670.78 crore from Rs 42,946.91 crore, reflecting growth in the loan book, while interest expended was broadly flat, declining 0.12 per cent to Rs 21,286.43 crore from Rs 21,312.45 crore. Interest income therefore grew significantly faster than interest expense, supporting margin expansion.Non-interest income increased 0.84 per cent to Rs 8,576.06 crore from Rs 8,504.90 crore. The modest rise provided incremental support to overall income, although the increase was driven mainly by core banking income as no detailed break-up of other income was disclosed.Standalone deposits stood at Rs 18,33,585.79 crore at June 30, 2026, up 2.17 per cent from Rs 17,94,624.98 crore at March 31, 2026. Advances increased 4.98 per cent sequentially to Rs 16,31,259.71 crore from Rs 15,53,892.95 crore.Total income rose 5.43 per cent to Rs 54,246.84 crore from Rs 51,451.81 crore, supported by higher net interest income and a marginal increase in non-interest income.Operating profit increased 8.22 per cent to Rs 20,386.07 crore from Rs 18,845.84 crore. Operating expenses rose 10.36 per cent to Rs 12,574.34 crore from Rs 11,393.52 crore, led by higher employee and other operating costs.Provisions declined 30.54 per cent to Rs 1,260.45 crore from Rs 1,814.57 crore, supporting earnings growth during the quarter.Asset quality improved, with the gross NPA ratio easing to 1.38 per cent from 1.67 per cent a year earlier, while the net NPA ratio declined to 0.35 per cent from 0.41 per cent. The bank's capital adequacy ratio under Basel III stood at 16.84 per cent, compared with 16.31 per cent a year ago.