PSU lender Central Bank of India (CBI) reported 13.3% year-on-year (YoY) jump in net profit to ₹1,324 crore on improved asset quality in the quarter ended June 30 2026.Net interest income increased by about 16% YoY to ₹3,881 crore in the reporting quarter., even as its net interest margin (NIM) fell by 10 basis points to 3.06%.The total income rose to ₹10,678 crore in June 2026 quarter compared to ₹10,360 crore the same period of FY26Global advances stood at ₹3.54 lakh crore in the quarter, up 28.6% YoY. Deposits grew at a much slower pace of 11.7% YoY to ₹4.8 lakh crore in the June quarter of FY27 . The credit to deposits ratio increased to 74.1% in first quarter (Q1) of the current fiscal against 64.4% the year-ago quarterl. The bank’s asset quality improved with gross non-performing assets (NPAs) moderating to 2.60% of gross advances at the end of Q12027 from 3.13 per cent a year ago period. However, net NPAs remained stable at 0.49% at the end of June 30, 2026.Capital adequacy ratio improved to 18.28% in Q12027 from 17.66% in the comparable period of FY26. Published - July 17, 2026 07:57 pm IST