Woman Gets Into Car Accident. Then She Loses Money By Filing The Wrong Type Of Claim: 'Most People Have Never Heard Of This'

A woman who shares car-buying and insurance tips says drivers could be leaving money on the table after an accident if they don’t ask for one specific type of claim.

Eli (@eliroadhelp), who says she learned many of her automotive lessons “the hard way,” posted a public service announcement urging drivers not to settle an insurance claim too quickly.

“Do not close your car accident case until you’ve requested this one thing,” she wrote in the text overlay of her clip.

Eli says that if another driver hits your car and their insurance company accepts liability, you should ask about filing a diminished value claim before closing the case.

“Most people have never heard of this,” Eli says. “Your car is worth less now because of the accident history on CarFax, even though it’s been fixed.”