Even as the Reserve Bank of India has held the policy repo rate steady, competition for retail deposits among lenders remains keen. Bandhan Bank has revised its Fixed Deposit (FD) rates upward on select tenures, taking its peak rate for senior citizens to 7.95% on deposits of two years to less than three years, with general customers earning 7.45% for the same tenure.Senior citizens can earn up to 7.95%; the revision follows the RBI’s steady repo stanceOn longer tenures of less than five years, the bank offers 7.75% to senior citizens and 7.25% to other customers, among the most competitive in the industry. It also offers 6.5% on savings account balances above Rs. 5 lakh to Rs. 10 lakh.With lending rates largely stabilised and deposit rates being fine-tuned across the industry, the revision signals Bandhan Bank’s intent to strengthen its retail funding base and deepen its deposit franchise.Customers can view the revised Fixed Deposit schedule and invest online.Deposits can be booked digitally — book a Fixed Deposit online via retail internet banking or the mBandhan app.Note to readers: This article is part of HT's paid consumer connect initiative and is independently created by the brand. HT assumes no editorial responsibility for the content, including its accuracy, completeness, or any errors or omissions. Readers are advised to verify all information independently.