SynopsisHighest FD rates: Senior citizens can secure higher returns on fixed deposits with select banks. Bandhan Bank, IndusInd Bank, and YES Bank offer 7.75% on three-year FDs. DCB Bank leads with an 8.00% interest rate for five-year fixed deposits. Public sector banks like Bank of India provide 7.45% on three-year FDs. State Bank of India offers 7.05% for five-year fixed deposits to senior citizens.ET OnlineHighest 5-year senior citizen interest ratesFixed deposits (FD) continue to be a popular investment option for many senior citizens looking for stable returns and a regular income. However, FD interest rates vary from one bank to another, making it important to compare offers before investing. If you are planning to lock your money in a 3 or a 5-year fixed deposit scheme, here's a look at the highest senior citizen FD interest rates offered by public and private sector banks .Highest FD interest rates on 3-year FD by private sector banksAmong private sector banks, Bandhan Bank, IndusInd Bank, and YES Bank are offering the highest 3-year FD interest rate at 7.75% each to senior citizens, followed by RBL Bank at 7.70% and IDFC FIRST Bank and SBM Bank India at 7.60%.RankITR Guide From ITR filing due dates to right form - know everything about filing your income tax returns for Tax Year 2025-26 or AY 2026-27View Details »BankSenior Citizen FD Interest Rate1Bandhan Bank7.75%1IndusInd Bank7.75%1YES Bank7.75%4RBL Bank7.70%5IDFC FIRST Bank7.60%5SBM Bank India7.60%Highest interest rates on 5-year FD by private sector banksFor 5-year fixed deposits, DCB Bank tops the list with an interest rate of 8.00%, while SBM Bank India and YES Bank offer a 7.50% each. Jammu & Kashmir Bank provides 7.35%, Axis Bank offers 7.25%, and RBL Bank and Tamilnad Mercantile Bank offer a 7.20% rate each.RankBank5-Year Senior Citizen FD Interest Rate1DCB Bank8.00%2SBM Bank India7.50%2YES Bank7.50%4Jammu & Kashmir Bank7.35%5Axis Bank7.25%Highest interest rates on 3-year FD by public sector banksAmong public sector banks, Bank of India offers the highest 3-year FD interest rate at 7.45% to senior citizens, followed by Punjab National Bank (PNB) and State Bank of India (SBI) at 6.80% each. Bank of Baroda and Canara Bank offer 6.75% apiece, while Union Bank of India and Indian Overseas Bank provide 6.60% each.RankBank3-Year Senior Citizen FD Interest Rate1Bank of India7.45%2Punjab National Bank (PNB)6.80%2State Bank of India (SBI)6.80%4Bank of Baroda6.75%4Canara Bank6.75%Highest interest rates on 5-year FD by public sector banksFor 5-year fixed deposits, SBI leads with an interest rate of 7.05%, followed by Bank of Baroda at 6.90% and PNB at 6.85%. Bank of India and Canara Bank offer 6.75% each, while Indian Bank, Union Bank of India, Indian Overseas Bank, and Central Bank of India offer rates between 6.50% and 6.60%.RankBank5-Year Senior Citizen FD Interest Rate1State Bank of India (SBI)7.05%2Bank of Baroda6.90%3Punjab National Bank (PNB)6.85%4Bank of India6.75%4Canara Bank6.75%Source- Paisabazaar (Join our ETWealth WhatsApp channel for all the latest updates)...more