In our Pension Diaries series, we speak to people of all ages in the UK to find out how much or how little they have saved for retirement and the realities of putting money aside for your future.

This week, we speak to Ross Williams, 40, who lives in Cornwall with his partner Leanne. Ross has worked as a primary school teacher for 15 years, but has handed in his notice and will be leaving teaching at the end of the summer holidays.

Despite leaving behind a“gold plated” teaching pension, Ross says he is not concerned as he is building an early retirement fund through investing and forecasts it will be worth £750,000 by the time he is 58.

Shorts

What made you go into teaching?