When Jenny and Dave Denton gave up their life insurance in 2021, they could never have imagined that they would have desperately needed it just three years later.
But instead, when Dave unexpectedly passed away from a brain haemorrhage in June 2024 at 43 years old, his wife Jenny was left responsible for looking after their three children, who were aged 6, 10 and 14 at the time, as well as both of her elderly parents.
“Immediately after Dave died, I became the sole parent and had to pay everything. My bills literally doubled overnight – I went from paying £3,000 a month to £6,000 a month,” Jenny said.
“The kicker is that Dave and I cancelled our life insurance – which cost £200 a month – during Covid because it was quite a big bill and we couldn’t afford it during those tricky years. I would have got a £1m payout, but obviously that didn’t happen.
“I have three children who all need stuff from me financially, be it football boots, sports clubs, and I want to continue trying to live as best I can by taking them on holidays. I’ve also got both of my parents living with me and I have to provide for them.
