Getting a credit card as a student can be harder than you might think. Students don’t typically have a credit history or credit score, so finding a lender willing to offer them a card can be a challenge. Still, it’s not impossible.
These days, there’s a subset of the credit card market designed specifically for students. These cards are typically available to those with limited credit history and are designed to help them build credit for the future. They’re bare-bones — don’t expect airport lounge access or transfer partners — but they’re great stepping stones.
There’s a variety of student credit cards to choose from, including options from most major banks. Here are our top picks, followed by a closer look at each to help you find the right fit for your wallet:
Discover it® Student Cash Back: Best for cash back
Capital One Savor Student Cash Rewards: Best for dining and entertainment
