Graduates perform during the graduation ceremony at Xinjiang Open University for Seniors in Urumqi, Northwest China's Xinjiang Uygur autonomous region, June 27, 2025. [Photo/Xinhua]
China's retirement landscape is undergoing a transformation, with senior citizens increasingly prioritizing independence, emotional well-being and lifelong learning over traditional family-based care, according to a report by Sun Life Financial Inc.
The report, released on Friday, found that nearly 60 percent of adults aged 60 and above now live independently, while 82 percent make their own decisions about retirement arrangements, a departure from the traditional multi-generational model of cohabitation.
The report also maps out a new "three-tier pyramid" of retirement needs: care, joy and contribution.
While basic care and independence remain foundational, the report identifies enjoyment as the core growth driver, stating that older adults are increasingly willing to pay for emotional value and social experiences.
