Paga, one of Nigeria’s largest fintech platforms, is teaming up with the Sui Network and TBook to bring tokenized real-world assets to African users. The partnership, announced on May 8, opens the door for millions of people across the continent to access investment products that were previously reserved for wealthier, better-connected markets.

The minimum investment threshold sits at $100, a deliberately low entry point designed to make tokenized RWAs accessible to retail users rather than just institutions. For a platform that processes roughly $1.5 billion in monthly transactions, plugging blockchain-native investment products into an existing user base of that scale is a meaningful experiment in financial inclusion.

How the partnership actually works

TBook serves as the embedded liquidity layer in this arrangement, connecting institutional-grade tokenized yields to consumer-facing apps like Paga. Rather than asking African users to navigate DeFi protocols or figure out wallet management on their own, TBook’s infrastructure lets Paga offer these products natively within its existing platform.

The integration covers three main areas: high-yield USD-denominated accounts, stablecoin-powered payment solutions, and improved cross-border transactions. All of it runs on Sui’s Layer-1 blockchain, which has positioned itself as a high-performance chain built for scalable decentralized applications.