Starting July 1, many student borrowers may tackle higher repayment requirements, fewer program options and greater loan limits.
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June 28, 2026, 12:02 PM EDT
By Erik Ortiz
One year after President Donald Trump signed his core domestic policy package into law, student loan borrowers are bracing for a major overhaul of the federal lending system that will begin this week.
Trump's student-loan overhaul takes effect July 1 — but it's not the deadline for borrowers to act on repayment changes
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Student-loan borrowers get new timeline for leaving a key repayment plan — and some will have 'even more time'
The changes will affect how much students and their parents can borrow, as well as their repayment options.
President Donald Trump's spending policy brings changes to federal student loans. They're making some students reconsider their…
From new repayment plans to borrowing caps, millions of federal student-loan borrowers will start to see key changes beginning in…
Trump's student-loan changes take effect on July 1, but the millions of borrowers enrolled in SAVE will have time to switch to a…
The changes include tighter caps on borrowing and the final deathblow to a Biden-era plan.
Experts say that student loan borrowers should proceed with caution when taking on more debt or consolidating after July 1, due…
