Man Goes To Toyota Dealership For 4Runner. Then He Calls His Insurance Company To See What His Rate Would Be: 'Don’t Do That'

While many have discussed the rising cost of car ownership, it seems few are remarking on just how much it costs to insure a car these days.

Even as new car prices have largely stabilized, the cost of car insurance has increased. According to insurance comparison site The Zebra, the cost of car insurance increased 18 percent from 2024 to 2025, and an additional three percent going into 2026.

Sometimes, insurance rates can be so high that it makes one question their car purchase.

This was the case in a recent video from Atlanta, Georgia, Toyota salesman Francisco Carrizales (@dealwithfranc).

What’s Going On With Car Insurance?