Elon Musk’s vision of turning X into a financial services hub just took another step forward. The platform is expanding access to its payments feature, X Money, to premium subscribers as part of its broader push to become the “everything app” Musk has been promising since he bought Twitter in late 2022.
What X Money actually does
The feature set includes peer-to-peer transfers, fund storage, high-yield savings, and debit card functionality.
The payments infrastructure is powered by a partnership with Visa, announced in January 2025. Visa Direct, the card giant’s real-time payments rail, handles the instant transfer component.
X has also secured over 25 money transmitter licenses across various US states.
