Starting your first full-time job is exciting, but it can also bring pressure, especially when family expectations and personal financial goals don’t fully match.A Reddit user shared that she will be starting her full time software engineering position in Bangalore. Her expected monthly in-hand salary will be around ₹1.0–1.15 lakh per month.Current situation: Rent: ₹16k/month Personal expenses: ₹5-10k/month No education loans No debt No Savings currently. Family Financial Expectations and PressureShe further said During my internship, I have been sending a large share of my income to my family. While there is no urgent financial crisis, there is a strong expectation that most of my earnings should support the household. My parents often question the need for me to save or keep money for myself, and they see family support as my main financial responsibility. They are also planning to build a house in the future and expect a significant portion of the funding to come from my income, even though it will not be in my name and my sibling is not expected to contribute equally.She further said that “I love my family and want to support them, but at the same time I feel conflicted. I'm about to start my career and I don't want to reach my mid-20s with no investments, no assets, and no financial independence despite earning a decent salary.” She further explained her goals in the post by saying “My goals are: Build long-term wealth Start investing regularly Still support my parents reasonably Avoid constant fights or guilt around money”. Key Questions About Money, Boundaries, and InvestingShe further said “My questions: How much would you allocate between family support, investments, and personal spending in my situation? Is it unreasonable to want to reduce the amount I send home and start investing for myself? How have others handled parents who view their children's income as family income? What would be a good investment plan for a complete beginner? (Index funds, mutual funds, SIPs, etc.) If you were in my position, what would you do? I would really appreciate advice from people who have faced similar family expectations, especially in Indian households.”Disclaimer: This article is based on a user-generated post on Reddit. ET.com has not independently verified the claims made in the post and does not vouch for their accuracy. The views expressed are those of the individual and do not necessarily reflect the views of ET.com. Reader discretion is advised.
21-year-old’s first Rs 1 lakh salary dilemma in Bangalore: Parents want support, she wants financial freedom
A young software engineer in Bangalore faces a dilemma as she begins her lucrative full-time career. While earning ₹1-1.15 lakh monthly, she feels pressured by family expectations to fund household expenses and a future home, leaving little for her own financial goals. She seeks advice on balancing family support with personal investments and achieving financial independence, questioning the fairness of her sibling's unequal contribution.
Una software engineer 21enne a Bangalore (₹1.15 lakh/mese) affronta conflitto tra pressione familiare e indipendenza finanziaria. Il conflitto illustra sfida compensation: in India, aspettative household su early-career salary limitano retention e vertical mobility dei talenti tech junior.











