One beach has been named Europe's best for 2026 according to research, edging out Nissi Beach in Cyprus thanks to its crystal-clear waters, warm temperatures and affordable costs07:17, 22 Jun 2026Updated 07:17, 22 Jun 2026With summer in full swing, many people are still scrambling to book a last-minute getaway and searching for the perfect destination. If that sounds familiar, you'll be pleased to know that Europe's 'best beach' has just been revealed. Travel insurance specialists at Quotezone.co.uk assessed ten beaches across popular European holiday spots, rating them on sea and air temperature, five-star reviews, accommodation costs, local drink prices and distance from the nearest airport.‌And the winner? Step forward Mogren Beach in Montenegro. It pipped Nissi Beach in Cyprus to the top spot, with the Cypriot favourite claiming second place. Other beaches featured on the list included Irakli Beach in Bulgaria, Italy's La Pelosa Beach and our very own Bournemouth Beach.‌Mogren Beach is a stunning and hugely popular twin shoreline nestled beneath striking sandstone cliffs just to the west of Budva's Old Town in Montenegro.‌Widely regarded as one of the jewels of the Budva Riviera, it is uniquely divided into two separate coves — Mogren I and Mogren II — linked by a charming wooden footbridge and a narrow natural stone tunnel carved directly into the cliff face.The spot boasts a wonderful combination of rugged natural scenery, crystal-clear turquoise waters and easy access to historic sights and attractions.‌The beach has also become a hit online, with countless holidaymakers flocking to TikTok to share its breathtaking surroundings. Montenegro also catches the eye for its wallet-friendly prices, boasting some of the lowest overall costs on the list.A three-day stay in Budva, the area surrounding Mogren Beach, averages just under £195, while a draught beer can be picked up for less than £1.50.Nissi Beach in Cyprus, which topped the rankings last year, claims second place this time around, continuing to score impressively for its turquoise waters and gloriously warm conditions, with sea temperatures averaging over 27°C in summer and air temperatures climbing to nearly 29°C.‌While the destination remains a firm favourite with holidaymakers thanks to its vibrant resort atmosphere and golden sands, steeper costs - averaging £318.85 for a three-day stay - see it fall behind Montenegro.Third on the list is Playa de Maspalomas in Gran Canaria, Spain, which impresses with its strong review scores and dependable year-round sunshine. The destination boasts over 5,000 five-star reviews, and average July air temperatures of 27.8°C.‌Bulgaria's Irakli Beach takes fourth place, delivering one of the most purse-friendly beach breaks in the index. A three-day stay in the surrounding area averages just over £216, while a draught beer costs a mere £0.88 - the cheapest in the entire ranking.Notably, several of Europe's most visited beach destinations find themselves nestled in the middle of the index. Greece's Elafonissi Beach comes in fifth, followed by Portugal's Praia da Falésia in sixth place, Croatia's Zlatni Rat in seventh and Italy's La Pelosa Beach in eighth - all boasting stunning scenery and considerable visitor appeal, though each pushed further down the rankings by elements including cost and overall value.Plenty of Brits continue to choose seaside staycations, with Bournemouth Beach remaining a firm favourite among UK holidaymakers.‌While Bournemouth Beach delivers picturesque coastal vistas and a traditional pier brimming with family-friendly attractions, cooler average sea and air temperatures of 17.2°C and 17.5°C respectively see it land in ninth position.Bottom of the rankings sits France's Plage de Palombaggia in Corsica, largely down to steep drink and accommodation prices, with a three-night hotel stay during peak season setting travellers back a staggering £603.Content cannot be displayed without consent‌Helen Rolph, travel insurance expert at Quotezone.co.uk said: "Europe offers an incredible variety of beach destinations, but travellers are increasingly looking for places that balance great weather, beautiful scenery and good value for money."Our 2026 European Beach Index compares ten of the continent's most popular beaches across key holiday factors, including temperature, visitor reviews, local costs and how easy they are to reach. "This year's results show Montenegro leading the way, with Mogren Beach outperforming many of Europe's more established destinations thanks to its warm conditions, striking Adriatic coastline and some of the lowest overall costs. "Cyprus and Spain continue to perform strongly with consistently high temperatures and excellent visitor ratings, but higher demand and holiday costs mean they sit just behind Montenegro in this year's index. In many cases, popularity could be pushing up prices, making them less desirable for a budget-friendly trip."As travellers finalise their summer holiday plans, we recommend looking beyond the most obvious hotspots, as some of Europe's lesser-known destinations may be offering some of the best all-round beach experiences."Article continues belowThe complete 2026 European Beach Index is available online.