No one took more pot shots at John Cleghorn than me.

I don’t say that with pride, it’s just the truth. When the former chairman and chief executive of Royal Bank of Canada once delivered a speech that he billed as a “visionary seminar,” I found that it failed to identify any unique selling proposition to set Royal apart from its competitors. I know it sounds smart-ass now, but in response I wrote a column in the National Post that took the form of the speech he should have given.