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By
April 20, 2026 / 2:54 PM EDT
/ CBS News
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Home equity loans and HELOCs both offer affordable ways to borrow $100,000 now, but which will actually be cheaper?
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By
April 20, 2026 / 2:54 PM EDT
/ CBS News
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Costs associated with both products have been falling. Here's which one is cheaper for borrowers in need of $50,000.

Home equity loan costs have dropped considerably. Here's what the monthly payment on a $100,000 loan will look like.

Thought a $40,000 a home equity loan was affordable in 2025? Here's how much cheaper the monthly payments are now.

HELOCs and home equity loans offer homeowners an affordable way to borrow money now. Here are the rates for each.

A HELOC and home equity loan both tap the equity in your home, but they differ in funding, repayment terms and interest rates.…

Both home equity borrowing options can be smart card debt payoff tools, but it's important to know which one is best.