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By
April 20, 2026 / 2:54 PM EDT
/ CBS News
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Home equity loans and HELOCs both offer affordable ways to borrow $100,000 now, but which will actually be cheaper?
We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms.
By
April 20, 2026 / 2:54 PM EDT
/ CBS News
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Costs associated with both products have been falling. Here's which one is cheaper for borrowers in need of $50,000.

Home equity loan costs have dropped considerably. Here's what the monthly payment on a $100,000 loan will look like.

Thought a $40,000 a home equity loan was affordable in 2025? Here's how much cheaper the monthly payments are now.

HELOCs and home equity loans offer homeowners an affordable way to borrow money now. Here are the rates for each.

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HELOC and home equity rates have been on the move lately. Here's where those rates could head next.