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April 23, 2026 / 3:05 PM EDT
/ CBS News
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Thought a $40,000 a home equity loan was affordable in 2025? Here's how much cheaper the monthly payments are now.
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By
April 23, 2026 / 3:05 PM EDT
/ CBS News
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HELOCs and home equity loans offer homeowners an affordable way to borrow money now. Here are the rates for each.

Home equity loan rates can change daily, so it’s worth monitoring rates regularly to track trends and ensure you’re ready to lock…

There are multiple ways to earn a big return on your $40,000 now (and one specific one that savers should avoid).

Achieve boosts HELOC loan limit to $700,000 with APRs as low as 5.5%

Home equity levels remain high, but using that equity to consolidate your debt can come with big trade-offs.

Rising home prices and s higher mortgage rates have pushed the income needed to afford a median-priced home up by nearly $50,000…