The Senate voted 89-10 on March 12, 2026 to pass a sweeping bipartisan housing bill. The bill, known as the 21st Century ROAD to Housing Act, is co-led by Senate Banking Committee Chairman Tim Scott (R-SC) and Ranking Member Elizabeth Warren (D-MA).
What the bill actually does
The legislation targets several pressure points in the US housing crisis simultaneously. It aims to increase housing supply, ease zoning restrictions that have throttled new construction in many metro areas, expand funding for affordable housing programs, and impose new regulations on institutional investors who have been gobbling up single-family homes.
It also includes provisions to support manufactured housing, which remains one of the most cost-effective paths to homeownership for millions of Americans but has been largely ignored by federal policy for decades.
The House passed its own amended version by a 396-13 margin on May 20, 2026. The bill is now set to return to the Senate for further reconciliation.
