.GTCO leads with 43.82% adequacy ratio

.First Holdco remains below regulatory standard

Kayode Tokede

The Nigerian banking industry has continued to maintain a strong capital positions with average capital adequacy ratio (CAR) closing 2025 financial year above regulatory requirement.

This is with the exception of Guaranty Trust Holding Company Plc (GTCO), which closed 2025 with a Capital Adequacy Ratio of 43.82 per cent from 39.31 per cent in 2024.