A few months ago, I decided it was time to stop scrolling Rightmove and start the process of buying my first home.
I had a house deposit sitting untouched in my Trading 212 cash ISA and a habit of bookmarking “it could be” homes without ever booking a viewing. Fear, more than finances, was holding me back.
At 25, I’m single and, up until recently, was renting a three-bed semi in south London with two friends, paying around £1,000 a month each once bills are included.
I don’t struggle financially, but the idea of a mortgage felt like an overwhelming commitment.
Still, I realised I was ready for my own space – and ready to stop putting my money straight into my landlord’s pocket.
