How I Built My Indie AI Stack — A Practical Guide for 2026
A few months ago I hit a wall. I was bootstrapping a side project, burning through API credits way faster than my wallet could handle, and honestly questioning whether shipping a product as a solo dev in 2026 was even realistic anymore. The big-name providers were charging me an arm and a leg, and I kept reading about indie hackers who somehow made it work. So I went down a rabbit hole — tested dozens of models, tracked every dollar, and built what I now call my "indie AI stack."
Let me show you exactly what I landed on, why it works, and how you can copy it.
Why This Stack Exists (And Why I Almost Gave Up)
Here's the thing nobody tells you when you're starting out: the default path — just throwing GPT-4o at everything — will quietly drain your runway. When you're an indie dev, every cent matters. I remember watching my first invoice roll in and doing actual math on whether I could sustain this for six months. The answer was no.
