The number of insured homes in Greece eligible for the Single Property Tax (ENFIA) deduction increased by 27.8% between 2023 and 2025, reaching 846,620 at the end of last year.
These are homes that have been insured to cover damage from weather events and earthquakes, the owners of which benefit from the incentive of the ENFIA tax deduction, which amounts to 20% of the tax for property values up to €500,000.
The total number of insured residential buildings at the end of 2025 was 1,184,046, recording an increase of 11.1% compared to 2023, and representing 17.9% of all residential buildings in the country, an increase from 15.1% in 2023.
Some of them only have earthquake insurance or only for natural phenomena.
While many of the insured residential buildings – 691,993 – are linked to mortgage loans, attributed to the mandatory insurance for all risks that several banks have established in order to provide loans on properties.
