In our Pensions Crisis Coach series, we aim to help ease your retirement worries. Are you concerned you’re not saving enough for your later years, do you want to know if you have enough to retire or don’t know how to find your lost pensions? Email us at money@theipaper.com. We’ll seek to get you on the right track with help from some of the best financial experts and advisers in the business.
Debbie writes… I will be turning 56 this month and I am in a pension crisis. I worked as a freelancer in my 20s and 30s and couldn’t afford to pay into a pension. I think I may have some other pensions from later in my career but I’m not sure. Can you help me track these down if they do exist? On top of all this, I worked abroad for years so I feel that my NI contributions won’t even provide a full state pension. I can’t imagine I will ever be able to retire.
Alina Khan, The i Paper’s money coach reporter responds… The best place to start with your issue is finding out what pensions you do have.
On our email back and forth, you said you worked for the Department of Work and Pensions as a temp via an agency in the early 1990s for a total of nine months and later took a temp position with a council for five months.
