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Last Updated on June 3, 2026 by Editorial Team
Originally published on Towards AI.
This article was written with the assistance of an AI writing program, based on the author’s notes and analysis of Tom Blomfield’s YC batch talk.
Tom Blomfield co-founded Monzo — took it from zero to 5M+ customers and $900M raised. Now he’s a General Partner at Y Combinator. In a recent batch talk, he made one core argument, built partly on ideas he borrowed from Jack Dorsey’s tweets and a talk by fellow YC partner Diana:









