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Document fraud detection is not one problem. It is at least three, and the tool that solves one of them is often useless for the others. If you are evaluating HTPBE?, iDenfy, or the manual review process your team has been running since the company was founded, the most important thing to understand before comparing prices is which problem each approach is designed to solve.

This article is a practical comparison of all three. It includes cost data, setup timelines, accuracy benchmarks, and a decision matrix you can use immediately. The goal is not to declare a winner — it is to help you identify which combination of tools is correct for your specific use case.

The Three Approaches at a Glance

Before getting into the details, here is the conceptual distinction that matters most: