Crossmint launched a public agentic card payments API using Visa Intelligent Commerce and Basis Theory, giving developers a way to enable eligible US issued Visa credit and debit cardholders to use their cards inside AI agent systems.
The launch addresses a key gap in agentic commerce. As AI agents become more common in consumer and business products, developers have lacked widely adopted payment methods that work with existing card networks while maintaining proper security controls.
Crossmint said that without those rails, some builders have relied on improvised payment flows that can expose credentials or increase misuse risk.
The API allows end users to access Visa Intelligent Commerce Connect to create tokenized credentials linked to existing Visa cards. These credentials can be used by agents without exposing the underlying card number or CVC, while spending limits help restrict what agents can do.
Crossmint said the system protects card details through tokenization and vaulting mechanisms, while payment data is handled under applicable PCI compliance requirements.
