TL;DRCapchase has raised more than $200 million to scale its AI-powered vendor financing platform for enterprise tech. The Salesforce-native startup approves 97% of lending applications in under 30 seconds and just launched an AI agent that compresses eight-hour loan processes into 60-second automations.
Capchase, a New York-based vendor financing platform for enterprise technology companies, has raised more than $200 million in new funding to scale its embedded lending infrastructure globally. The round, a mix of debt warehouse facilities and equity from institutional investors, is the company’s largest to date and reflects growing demand for financing tools that can keep pace with modern B2B sales cycles.
The company’s pitch is simple. When an enterprise buyer wants to purchase cybersecurity software, networking hardware, or any other large technology product, the deal often stalls because the buyer’s CFO needs to preserve cash or wait for the next budget cycle. Capchase embeds financing options directly into the vendor’s sales workflow, turning what used to be weeks of back-and-forth with traditional lenders into near-instant approvals.
The 💜 of EU techThe latest rumblings from the EU tech scene, a story from our wise ol' founder Boris, and some questionable AI art. It's free, every week, in your inbox. Sign up now!Capchase says 97% of its lending applications are vetted and approved in under 30 seconds. That speed comes from building the platform natively inside Salesforce, where most enterprise sales teams already operate. The company describes itself as the only platform that functions as both the lender and the lending infrastructure, combining the capital that banks provide with the speed that software enables.
