16 minutes ago

More people are seeking private diagnosis and treatment earlier, due to public wait times.

People with health insurance are using it earlier and more often, as pressure on the public system grows and the cost of care increases.

Figures from Insurance company AIA show medical costs are outpacing inflation, with heart claims facing some of the steepest increases.

Chief customer officer Maddie Sherlock said New Zealanders relied on insurance more than ever - AIA paid $177 million in total medical claims in 2025, an increase of $10m on 2024.