FinanceNew program encourages startup borrowing based on enterprise value, including future cash flowStartups in Japan stand to benefit from greater ease of fundraising under new rules. © ReutersKAI ISHIZAKI and RINANO KATSUMay 22, 2026 06:44 JSTTOKYO -- Japan's top three banks, as well as regional lenders, will offer a new type of loan backed by a company's technology or growth potential instead of physical assets, under a program designed to spur the growth of startups.