Discover why the most valuable items you carry daily, from smartphones to jewellery, are at risk and how portable insurance can protect you.
When South Africans think about protecting their valuables, they usually picture what’s locked safely behind the front door. In reality, many of the most expensive items we own leave the house with us every day and face far greater risk.
Smartphones, laptops, earbuds, smartwatches, jewellery, and sports equipment can easily exceed R50,000 in combined value. These are the items we carry through busy streets, coffee shops, gyms, offices, and airports, often without giving much thought to how exposed they really are.
People are often surprised when they add up the value of what’s in their bag or on their wrist. These are high‑value items, because they’re part of everyday life; the risks they’re exposed to are easy to underestimate.
Daily commutes are when portable valuables are most vulnerable to theft, loss, or accidental damage, risks that standard home contents insurance may not fully cover.
