While the US isn't currently in a recession, the economy goes through cycles of expansion and contraction, making one inevitable at some point.

Experts recommend building financial resilience through emergency funds, paying off high-interest debt and maximizing employer benefits now.

The article outlines specific strategies to protect your finances, from managing cash flow to creating a financial cushion for those nearing retirement.

AI-generated summary was reviewed by a CNN editor.

The United States is not in a recession , but the normal economic cycle means it will be at some point.