The net interest margin for commercial banks stood at 1.42% in the fourth quarter, holding steady from the previous two quarters
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Chinese commercial banks posted a 2.3% increase in net profit for 2025 as a key profitability metric remained at historic lows but held steady in recent quarters.
First-quarter profit falls 3.7% as pressure on lenders persists
All six state banks, including ICBC and China Construction Bank, report lower margins alongside small reductions in bad loans.
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