Are you the type of person who only pays by card or via mobile app these days? Here's why you should consider keeping some cash at home and how much the Bank of Spain believes you should have stashed away.
For the past few years, Spaniards have been changing their means of payment. Whereas cash was once king, every year that passes it becomes the less common.
In 2025, 57 percent of Spaniards paid for items in shops with dinero en efectivo (cash), down two percent compared to the previous year.
How one chooses to pay in Spain often comes down to the age group in which the person is.
Two in every three over-55s use cash. Among 35 and 54 years olds, the first option is also cash, but it's an age range where credit cards are used a lot.
