Should I Take a $400,000 Pension Lump Sum or $2,000 in Monthly Payments?

Deciding whether to take a $400,000 lump sum or monthly pension benefit of $2,000 requires calculating the relative value of each option. Generally speaking, the sooner you can receive the lump sum, the more value it will have since you can invest it over a longer period. The monthly payment option may be more valuable […] The post Should I Take a $400,000 Lump Sum or $2,000 Monthly Payments for My Pension? appeared first on SmartReads by SmartAsset.

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