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AI agents are learning to spend money. Who will handle the payments?

McKinsey estimates AI agents could mediate $3-5 trillion in consumer commerce by 2030. Mastercard, XDC, Coinbase, and others are building the payment systems that let software spend money without a human checkout.

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thenextweb.com

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thenextweb.comStai leggendo14 h fa

AI agents are learning to spend money. Who will handle the payments?

Mastercard, Coinbase, and XDC enable autonomous agent payments; Gartner projects 33% of enterprise software embedding agentic AI by 2028. McKinsey estimates agents could mediate $3-5 trillion in commerce by 2030, making payment infrastructure and spending governance decisions today critical to autonomous commerce models.

originale

forbes.com2 g fa

AI Agents Can Reason. Payment Systems Can't Guess

Superscript CEO: payment AI stalls when teams blur agent reasoning and execution; model isn't the issue. Architecture fix: six layers where agents propose, policy in code, validation handles math, approvals gate decisions—architecture over prompts.

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Timeline cronologica

giovedì 10 settembre 2026·forbes.com
AI Agents Can Reason. Payment Systems Can't Guess
Nobody designed the boundary between the part of the system that reasons and the part of it that moves money.
venerdì 11 settembre 2026·thenextweb.com
AI agents are learning to spend money. Who will handle the payments?
McKinsey estimates AI agents could mediate $3-5 trillion in consumer commerce by 2030. Mastercard, XDC, Coinbase, and others are building the payment systems that let software…