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Dallas Fed warns tokenized deposits could strip $700 billion from U.S. banks' lending capacity
Programmable deposits and AI agents may enable instantaneous, automated bank switching for higher yields, driving up bank funding costs.
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coindesk.com
Dallas Fed warns tokenized deposits could strip $700 billion from U.S. banks' lending capacity
Programmable deposits and AI agents may enable instantaneous, automated bank switching for higher yields, driving up bank funding costs.
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decrypt.co
Tokenized Deposits Could Drain $700 Billion From Bank Lending, Dallas Fed Warns - Decrypt
A shift toward faster, more rate-sensitive deposits could push banks into safer assets, constrain lending, Dallas Fed researchers said.
