Reducing reliance on western credit card providers was the main notion behind the establishment of the Indonesian Credit Card (KKI), so the country has a system to rise to the task when worst comes to worst.

Bank Indonesia (BI) officially launched a domestic credit card for wider retail use on Independence Day, after years of preparation.

Melalui KKI, kartu kredit dapat digunakan sebagai sumber dana ketika masyarakat melakukan transaksi melalui QRIS.