Rs 4.5 crore retirement corpus: Can you get Rs 4 lakh monthly income without losing your corpus? - The Economic Times

For retirees looking to maximise their post-tax earnings, allocating a Rs 4.5 crore corpus into mutual funds is a viable option. Utilising a bucket strategy allows for an effective diversification across various fund types—liquid, debt, and equity—facilitating consistent income generation. This tactic not only mitigates tax exposure more efficiently than fixed deposits but also yields tax exemptions on capital gains.

Raccontata daeconomictimes.indiatimes.com