New RBI loan recovery rules from January 2027 curb harassment, restrict recovery calls and visits, protect borrower privacy and regulate financed-device locking.

Missing a single loan EMI doesn't lead to immediate bank intervention; instead, lenders often issue reminder calls and formal notices first. For secured loans, repossession of…

New RBI loan recovery rules from January 2027 curb harassment, restrict recovery calls and visits, protect borrower privacy and regulate financed-device locking.